![]() Make sure you are estimating how much haircuts will cost (with tip) for your family, and plan ahead. We are gearing up for 4 haircuts this month! That can be a lot of cash, even if you select an affordable salon. You probably already budget for your car payment, auto insurance, and gas, but don’t forget about less frequent car maintenance budget items like oil changes and annual car registration! Haircuts If you have an older car, repairs will be inevitable! In order to avoid digging in to your emergency fund or putting car repairs on a credit card, make sure you are setting aside a little money every month for a new battery or burnt out tail light. ![]() Just know that you are probably going to want them, so start saving now! Set aside school photo money in the spring and fall to be safe. Don’t even worry about the $65 dollar price tag for 4 wallet size photos. I tell myself that I already have plenty of photos, but then those photographers just know how to get the perfect shot. Feesĭon’t forget about any credit card or banking fees that seem to unexpectedly pop out of nowhere! Even a $5 fee can throw off your budget if you’re not prepared. Set aside a little fund so you can be saving up throughout the year, and when the expense comes up you have zero worries. Do you have anything you only pay for once a year? Make sure you are planning for it year round. It wasn’t a cheap one either, since we pay for it on an annual basis. We completely forgot about our Amazon Prime membership renewal in February.
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